International income protection from William Russell

William Russell

As one of the few insurance providers offering international income protection, William Russell has created Global Income Protection exclusively for expatriates.

The Global Income Protection plan allows you to insure your salary so that if you suffer an illness or injury that results in you having to take long term sick leave, you will have a replacement income to help you maintain your standard of living.

Nobody likes to think about being ill and off work but one in five of us will have a serious illness before we are 65. Although you may receive help from your employer, friends or family (or in certain countries, the state), this is often only a short-term solution. At a time when you need to be concentrating on your recovery, Income Protection can remove any worry about financial commitments.

Why is this different from local cover?

Unlike local income protection plans, Global Income Protection covers every move you make – whether you are moving internationally from contract to contract, travelling for business or simply returning to visit relatives in your home country.
Why do I need this type of insurance?

In 2010, 92,101 people of working age between 18 and 64 died in the UK*. In the same year, almost 12 Million people in the same age range lodged a claim for some form of disability payment from the UK Government.

If you needed 18 months off work for cancer treatment and recovery or if a heart condition left you unable to return to work, could you cope financially? We have clients who have made ongoing claims for 2 years or more for these and other conditions such as car accident injuries, chronic conditions and workplace injuries to name just a few.

It’s true that you never know how worth-while having insurance is until you need it and you hope that nothing like this will happen to you but the statistics suggest there’s no guarantee of this and knowing these statistics, are you prepared to take that chance?

The worry of maintaining even a basic existence for yourself and your family will be the last thing you’ll want to deal with when trying to cope with a serious illness or injury.

Global Income Protection offers you total peace of mind wherever you are in the world. Contact us at info@jclao.com

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