Toko Assurance

toko_logoIn collaboration with our partners at Toko we are able to offer customer-specific solutions to our clients, while providing at the same time the most competitive premiums. Try us and be surprised how much we differ if compared to other providers !

Our insurance services include Office, Home and Content Insurance, Motor Insurance, Health and Personal Accident Insurance for local staff members and All Risk Insurance among others.

For individuals, J&C offers the following products:

a)    Home Insurance / Content Insurance: Protect your home and belongings against burglary, fire, water and electrical damage

b)    Motor Insurance: covers your vehicle, be it a car or a sports utility vehicle against claims for damages and loss caused while being used on a public road. We also provide full regulatory-compliant insurance for those wishing to cross the border to Thailand.

c)    TRAVEL PERSONAL ACCIDENT: We offer various combinations of protection to cater to the specific needs of travellers. We insure against travel-related accidents, losses and interruptions during your journey that includes accidental death/total permanent disablement, medical expenses and loss of luggage.

d)    HEALTH Insurance for local staff: Our Health Insurance covers the medical costs for your local staff members.

J&C has not only earned the trust of many expats living in Laos, but also provides insurance services to international organizations, NGO’s and companies.

Contact us today to discuss the right insurance options for you.

As an agent of Toko insurance, J&C consistently provides cheaper quotes and faster, more professional service than other agents. If you value your belongings, your house, your vehicle and your health, look to us to insure for you.

J&C Services - Logo 2014 & 2015Since beginning our relationship with Toko, J&C Services has worked hard to become not only the Top Gold Agent of Toko Assurance, but also proudly hold the top position in the “non-motor” insurance market.

J&C Awarded “Top Gold Agent” - Toko AssuranceMr. Raymond Lim, CEO of Toko Assurance, presents Mr. Stephan Aeschbach, Senior Partner at J&C Services and Mr. Christopher Lim Boon Seong, Branch Manager of Public Bank with the Top Gold Agent Award (from second left to right)

J&C’s clients are businesses and organizations who appreciate our client-focused approach delivered by offering professional services. We at J&C Services pride ourselves on our integrity & honesty and will always do our best to make sure that both parties are satisfied with the terms of an insurance contract.

Here’s what some of our clients say about J&C and Toko:

“For an INGO like Save the Children it was important to use a highly professional insurance company offering fast service when requesting a quote, but who also had competent staff in case of an accident. Doing everything through J&C as an agent of Toko, we found friendly, helpful and English speaking professionals who we would feel comfortable with in an accident scenario. Before we finalised health and accident policies with Toko our organization made a thorough comparison and no other insurer was offering such good services at cheaper rates. The best part for an international NGO is that Toko reimburses medical costs from anywhere in the world which is very convenient when our staff travel abroad.” Meret Wyermann, Head of Operations, Save the Children Australia

“At Vientiane International School we use J&C (agent of Toko Insurance) for Health & Personal Accident as well as for Property Insurance. We found that Toko’s rates easily beat those of their competitors whilst providing even greater coverage at the same time. Working with J&C is great because they provide professional staff who understand exactly what VIS needs as an international community. I highly recommend J&C for any insurance matters.” Bryndis Chapman, Business Manager, Vientiane International School