About Us

J&C Group

From our humble beginnings offering real estate and expat welcome services in 2008 as J&C Services, we have grown over the last 15 years to J&C Group, the preferred business partner in Laos.

Our mission is to facilitate the Lao economy by building the capacity of our stakeholders and generating revenue for the country by being the market leader in the services we offer. J&C Group is the largest insurance agent in Laos and is currently the one of the few full-service marketing agencies in the country.

We also offer investment, joint-venture, and real estate services and have recently expanded our foray into business management solutions. J&C Group also holds shares in various other enterprises within the Joint-Venture, Services & Real Estate sectors.

For more than a decade J&C Group has stood for integrity, sustainability, service, and growth.

J&C Group is led by Mr. Stephan R. Aeschbach (Founder & President), Mr. Lukasz Nitka (Partner, left), and Mr. Fabrice Decico (Partner, right).

Our clients include most large corporates, private enterprises in the automobile, finance, and retail segments, iNGOs, international schools, development organisations,

J&C Insurance Brokers

J&C Insurance Brokers is the leading insurance broker in Laos and has proudly been awarded many times for their outstanding service.

J&C Insurance Brokers specializes in providing insurance products and services to the corporate and expat community. It has accomodated a unique and first-class service to foreigners in Laos for many years, individuals, companies and organisations that have very specific requirements and high expectations. Click here to get in contact with our insurance team.

J&C Marketing

Our marketing agency works with companies and corporates to help them with their marketing needs. From marketing strategy to offline and online execution of strategy, we do it all. The marketing department understands the local markets and has international marketing experience, they are able to implement international forms of marketing to achieve a successful local outcome. Click here to see our portfolio.

J&C Investment

Our Investment team manages all the projects that J&C Group supports. Futhermore, it supports individuals and companies looking to invest in Laos. The team understands the climate of the Lao economy and the local processes to be able to guide you to make benefical investments in the country.

We offer market research, business advise, asset and project management, operational and marketing support.

J&C Real Estate 

Our real estate team ensures that our clients are able to find housing, land, and properties that best fit their needs and budget. Contact us for specific requests, or to view our apartment listings, click here.

We also offer sales and property management services to apartment and project managers, helping you stand out in an increasingly competitive market. Contact us today to find out more.

J&C Group also holds shares in various other enterprises within the Joint-Venture, Services & Real Estate sectors.

Some of our major investments include FuelOx, Zebra Pacific, Villa Sinopia, Villa The Cube, Villa Solis & Pavilion Pha Leuang & Bungalows).

As we grow, we build relationships with all our stakeholders. On this journey, we hope we are able to cater to you in one way or another.

The J&C Team

J&C Management

from left to right:
Kasia Kadziolka, Art Director J&C Marketing
Lukasz Nitka, Partner J&C Group, Director J&C Marketing & Director J&C Investment
Stephan R. Aeschbach, President J&C Group
Fabrice Decico, Partner J&C Group, Director J&C Insurance Brokers & Director HR J&C Group


This is one of our most important values. Honesty goes a long way in attaining the respect of our clients. We maintain one hundred percent honest and truthful business activities and answer all client queries truthfully.

Integrity is at the heart of our business relationships. We demonstrate integrity by trusting, respecting and empowering our employees and maintaining openness with our clients. We are each accountable for doing the right thing.

Passionate Customer Care:
Our customers come first. We believe that every interaction – internally and externally – is a customer interaction that demands professionalism and respect.Our actions can make a difference in the lives of our customers.We believe understanding our customers and listening to their unique needs ensures we deliver customer-focused services.

We pay attention to the minor details that can be the difference between a hit and a miss for our customers. By truly listening to customer needs and understanding their requirements we can make sure we hit the target every time and customers are more than satisfied with our results.

Innovation and improvement
J&C strives to innovate and improve not only our own services but the entire business environment. This benefits clients on both sides of the market and helps to modernize the country.

We understand that almost all our activities are interconnected through teamwork, and only through our collaborative efforts can we succeed.We share work practices and ideas whilst all staff are involved in early decision-making processes.