Business Buddy – Retail

Insure your Business
Ensure You Stay Open for Business
A shop full of customers is your goal. But while a great product and effective marketing ideas are within your control, there are some unexpected events which affect your business. Without adequate protection, the effect on your business could be crippling.
Business Buddy, – a tailor-made and unique business insurance package, which provides you with affordable yet comprehensive insurance protection. With the flexibility of a standard plan plus optional covers, you can customize your policy to meet your individual business needs.

Fleixible Coverage
From coverage for your physical property against all manner of risk to financial support in an emergency, take a look at the Standard Cover we provide. What’s more, a wide range of Optional Covers are available as well to meet our more complex insurance needs.

Standard Cover
Fire & Extra Perils
Your business is protected against loss of or damage to building, renovation, furniture, fixture & fittings, machinery & equipment and stocks-in-trade. Non-physical items such as fire extinguisher costs, removal of debris and other fees may also be covered.

Free Cover – Loss of Profit
Cover loss of profit and/or additional expenses from causes covered under Standard Cover and not excluded by exclusion.

Optional Covers
Public Liability
Protects yourself against third party claims resulting from bodily injury or property damage which took place at your business premises because accidents and mishaps can happen anywhere.

Group Personal Accident
Insures you and your most valuable assets – your human capital. Provides 24-hour worldwide cover against Death, Permanent Disablement and Medical Reimbursement due to accident.


BB Retail CoverageMinimum Premium USD 50; Premium subject to 10% VAT and USD 1.20 registration fee


BB Retail exclusions

Download our brochure here

Application Form
Download the application form here. You can return the form by email to (photo or scanned).